Fraud affects every community: debt collection


After 9/11, I knew I wanted to serve. And I served my four years in the US Army. I was in Iraq for a year and a half as a forward observer for the US artillery. I loved, and still do, every soldier I served with there. And it continues to what I do now as a veteran foreign war service officer helping me fellow vets.

When I got out of the military it was chaos. I worked two jobs at the same time just to support myself. I moved from place to place every year until I got together to go back to college and get my associate degree. That was around the time I started getting debt collection calls from third parties I didn’t know.

Bryan came to us after being served a court summons. A third-party debtor was chasing him over an old debt he didn’t know what the debt was for. And a third-party debt collector is when a company decides it can’t collect the debt and writes it off on its taxes. And then they sell it to another multi-million dollar company at cents on the dollar, and then this other company tries to collect that debt.

Working with Bryan, we were able to determine that they were unable to provide the evidence sufficient to prove the case. Just by asking them to prove it, they couldn’t do it. And we were able to dismiss the case.

Scammers target veterans. When you get those harassing debt collection calls, don’t feel cornered. Don’t isolate. There are services.

We often tell veterans to ask for proof of guilt. This is known as a confirmation letter.

We suggest that when people are contacted by collection agencies, they do not ignore it and check the resources available from agencies such as the FTC.


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